odzer solar
Subsidies & financing
Central and UT Ladakh subsidies, bank loans, and what a home actually pays.
| Home system | Central (MNRE) | UT Ladakh | Total |
|---|---|---|---|
| 1 kW | ₹33,000 | ₹20,000 | ₹53,000 |
| 2 kW | ₹66,000 | ₹40,000 | ₹1,06,000 |
| 3 kW and above | ₹85,800 | ₹50,000 | ₹1,35,800 |
| Bank loan (PM Surya Ghar) | Up to 3 kW | 3–10 kW |
|---|---|---|
| Loan amount | Up to 95% of cost | Up to 90% |
| Interest (fixed) | ≈5.75% | ≈8.75% |
| Repayment | Up to 81 monthly instalments · no collateral · no prepayment charge · subsidy credited to your loan | |
Rates as of October 2026; subject to change. Final subsidy as per the PM Surya Ghar portal. Subsidy applies to residential grid-connected systems up to 3 kW with DCR panels.